Lotus Rupee loan offers in Sri Lanka up to Rs.250,000

Lotus Loan Sri Lanka Rupee is an online platform that helps users in Sri Lanka find suitable loan offers from a range of trusted lenders. We make it easy to compare key details such as loan amounts, repayment terms, and estimated costs in one place. Our simple application process takes just a few minutes and works seamlessly on any device. Once you find an option that fits your needs, you can proceed directly with the selected lender.

Available loan amount: Rs.5,000-Rs.250,000 Loan period: up to 180 days Interest rate: from 12% / year Age: 20-65 years

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Lotus Loan Sri Lanka

Compare online loan companies

These are the loan companies presented on the current Lotus Rupee website. Review each option carefully before applying.

Fino

Get a loan within a few minutes with short online registration available 24/7.

Amount: up to Rs.150,000 Period: up to 90 days Rate: 16% / year Age: 20-55

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SOS Credit

Online loan option with money transfer after lender approval and completion of the required steps.

Amount: up to Rs.200,000 Period: up to 120 days Rate: 15% / year Age: 20-60

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Loan Plus

Digital loan application process for users who want to review available terms online.

Amount: up to Rs.150,000 Period: up to 120 days Rate: 16% / year Age: 20-60

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CashX

Quick online application with ID-based review and transfer after lender confirmation.

Amount: up to Rs.250,000 Period: up to 90 days Rate: 12% / year Age: 20-60

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OnCredit

Online loan provider for borrowers who want money sent to a bank account after approval.

Amount: up to Rs.120,000 Period: up to 120 days Rate: 16% / year Age: 20-55

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Credify

Online lending option with a simple application path and repayment terms shown before acceptance.

Amount: up to Rs.200,000 Period: up to 120 days Rate: 15% / year Age: 20-60

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Crezu

Online loan search option with fast form completion and provider terms shown before agreement.

Amount: up to Rs.100,000 Period: up to 120 days Rate: 14% / year Age: 21-65

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Monigo

Online loan option for borrowers who prefer a clear digital application and repayment review.

Amount: up to Rs.150,000 Period: up to 120 days Rate: 14% / year Age: 20-60

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*Calculation example (representative example): Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%. The final cost depends on the provider, loan amount, loan period, interest rate, service charges and processing fees. Always review the total repayment amount before accepting a loan.

Simple process

How Lotus Cash works

Lotus Loan app Rupee helps you compare online loan providers in Sri Lanka in one place.

Choose an offer

Compare loan amount, period, interest rate and age requirements.

Go to the provider

Continue to the selected lender or loan service and complete the required form.

Review the terms

Check fees, repayment schedule and total amount before you agree.

Accept only if suitable

Proceed only when the repayment amount fits your income and budget.

Am I eligible for a loan?

You can usually apply if you are a citizen or resident of Sri Lanka, are at least 20 years old and have a valid National Identity Card. Some providers may set different age, income, employment or bank account requirements.

✅ Sri Lanka citizenship or residence
✅ Valid National Identity Card
✅ Age from 20 years, depending on provider rules
✅ Active phone number may be required
✅ Bank account in one of the Sri Lankan banks
✅ Any credit history

In most cases, a decision is made within 15 minutes to one business day.

Questions

Online loan FAQ

Helpful answers before you compare Sri Lanka online loan offers.

Does Lotus Rupee provide loans directly?

Lotus Rupee presents loan information and available providers. The final decision, agreement, payment schedule and fees are handled by the selected provider.

Can I apply from a mobile phone?

Yes. The website is designed for mobile use, so you can compare offers and continue to a provider from your phone.

Should I apply to several providers?

You may compare several offers, but you should only accept a loan when the total repayment amount is clear and affordable.

What happens if I pay late?

The provider may charge penalties, contact you about repayment or take further collection steps. Read the agreement before accepting any loan.

Example of the repeat loan:

✅ Oncredit - You apply for Rs. 5,000.00 and pay in full after 121 days of using the loan. Monthly payment is 2,867/month. Total amount to be settled Rs. 8,600.00/-.

✅ Lotus Loan - You apply for Rs. 30,000.00 and pay in full after 122 days of using the loan. Monthly payment is 13,920/month. Total amount to be settled Rs. 48,000.00/-.

✅ Robocash - You apply for Rs. 50,000.00 and pay in full after 180 days of using the loan. Monthly payment is 8,948/month. Total amount to be settled Rs. 53,688.00/-.

✅ CashX - You apply for Rs. 5,000.00 and pay in full after 10 days of using the loan. Monthly payment is 750/month. Total amount to be settled Rs. 5,750.00/-.

✅ Loanme - You apply for Rs. 30,000.00 and pay in full after 180 days of using the loan. Monthly payment is 6,750/month. Total amount to be settled Rs. 40,500.00/-.

Information about the Non-Banking Micro Financial Institutions

✅ Oncredit - "OnCredit (Private) Limited" | phone: +94117821444 | e-mail: info@oncredit.lk | address: No. 106, Dharmapala Mawatha, Colombo 07, Sri Lanka.

✅ Lotus Loan - "Zephyr Solutions (PVT) LTD" | phone: +94117811555 | e-mail: info@lotus.loan | address: 7, 1/1 Cotta Terrace, Colombo 00800.

✅ Robocash - "Robocash LK SERVICES (PVT) LTD" | phone: +94112208220 | e-mail: support@robocash.lk | address: No. 04 Geethanjalee Place, Level 4, Colombo 03.

✅ CashX - "AIS IT Consulting Services (Private) Limited" | phone: +94117474111 | e-mail: info@cashx.lk | address: 228 Galle Road, Bambalapitiya, Colombo 04.

✅ Loanme - "Fintech Software Solutions (PVT) LTD" | phone: +94117877555 | e-mail: info@loanme.lk | address: #321, Galle Road, Colombo 03.